Internet speeds may vary based on the configuration and performance of computers, hardware, software, applications and other equipment systems. If a third party network has these types of Internet speed limitations in place, you may not be able to download or upload content at top-performing Internet speeds when visiting that particular website.Īdditionally, your home computer, laptop, tablet, or smartphone will need to meet the minimum system requirements advised by a high-speed Internet service provider. Highly-trafficked websites can cause your Internet connection to run more slowly when visiting that specific domain. Sometimes, the capabilities of a website or an Internet network can affect connection speed by capping off the limit that Internet users can download, upload, or stream data. Examples of Internet connections include 3G wireless or 4G wireless, mobile, hotspots, modem or dial-up, broadband, DSL (digital subscriber line), cable, satellite, ISDN (Integrated Services Digital Network), and more. The type of Internet connection you are currently using may play a role in Internet speeds. There are a number of factors that can affect Internet speeds or your connection to the Internet. This specific type of high-speed Internet connection uses multiple data channels to send large quantities of information to and from Internet users. Broadband Internet is one of the fastest Internet options available across the nation today. The difference between download speeds and upload speeds can be explained in the following way: download speed refers to the rate that digital data is transferred from the Internet to your computer, while upload speed is the rate that online data is transferred from your computer to the Internet.īroadband Internet can be provided by cable operators, telephone companies, or high-speed Internet service providers. High-speed Internet connection known as broadband (broad bandwidth) is defined by download speeds of at least 768 Kbps and upload speeds of at least 200 Kbps. This conversion means 1.0 Mbps is more than 1,000 times faster than 1.0 kilobits per second (Kbps). The speed of this data is measured in megabits per second (Mbps). Internet speed refers to the speed which data or content travels from the World Wide Web to your home computer, tablet, or smartphone. What is Internet Speed and How is Internet Speed Measured? You can determine the approximate speed of your Internet connection by taking the Speed Test from Xfinity which will generate a report on your Internet download speed and upload speed. If you are asking yourself, “how fast is my Internet,” "internet speeds explained," or “ what are my Internet speeds,” look no further. Learn what factors affect your Internet speed, the difference between Mbps vs Kbps, and use our speed test to find out your speeds.
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Real estate update: On January 15, 2024, the Canadian Real Estate Association (CREA) published the numbers for the Canadian housing market for the month of December. If you’re currently looking for a mortgage rate in Canada, read on: Meanwhile, variable mortgage rates remain high after a total of 10 rate hikes carried out by the Bank of Canada between March 2022 and July 2023 that brought the Overnight Lending Rate to 5%. Formerly sky-high bond yields are continuing a descent begun in December, exerting welcome downward pressure on fixed mortgage rates. The mortgage market in Canada has experienced a great deal of volatility in the last couple of months, and the start of 2024 is proving to be no exception. The calculator takes this into account if you change the amortization length (and whether the mortgage is high- or low-ratio) in the input fields. However, lenders will often price rates for these borrowers slightly higher. Learn more about CMHC insurance.Ī low-ratio borrower, because they pose less risk of default, is not required to take out CMHC insurance, and can amortize their mortgage up to 35 years. As well, high-ratio borrowers are limited to an amortization period of 25 years. Because of this added security, lenders will usually offer lower rates for this group. The lender offsets this by requiring these borrowers to take out mortgage default insurance – also referred to as CMHC insurance – which is backed by government funds in case the borrower stops paying their mortgage. There are different lending rules that will apply to you, depending on the type of borrower you are.Ī high-ratio borrower is considered by a lender to pose higher risk of default, because they have put less cash equity up front into the home purchase, and are more leveraged with mortgage debt. Monthly payment = mortgage principal x (1+ monthly interest rate)^number of payment periods)/(1+monthly interest rate)^number of payment periods -1)Ĥ00,000 x (1+ 0.00459)^300)/(1+0.00489)^300 - 1) = $2,301ĭepending on the size of your down payment, you will either be classified as a low-ratio borrower (meaning you’ve paid more than 20% down), or a high-ratio borrower (less than 20% down). Step 4: Apply the mortgage payment formula: Payment periods = number of years x 12 months Step 3: Calculate the number of total payment periods: Monthly interest rate = annual interest (%) / 100 / 12 months Take your 4.89% rate and divide by 12 to determine your monthly interest rate = 0.00489. Step 2: Determine your monthly interest rate Purchase price - down payment = mortgage principal Step 1: calculate your mortgage principal amount with the following formula: First, Let’s assume you are buying a home with an asking price of $500,000, and are making a down payment of 20% ($100,000), with a mortgage rate of 4.89%, and amortization of 25 years. While plugging your info into our calculator is a fast and convenient way to determine your mortgage payments, let’s break down the math. Condo fees (if applicable): The approximate dollar amount of any monthly condo fees you may be liable for.Down payment: The dollar amount that you are able to pay up front when purchasing your home.Home price: The dollar amount of your home.In order to effectively use this calculator, here is the information you’ll need to have: If you’re renewing or refinancing and know the total amount of the mortgage, use the “Renewal or Refinance” tab to estimate mortgage payments without accounting for a down payment. If you’re buying a new home, it’s a good idea to use the calculator to determine what you can afford before you start house-hunting. Additionally, you can use the calculator to estimate your total monthly expenses, see what your payments would be if mortgage rates go up and show what your outstanding balance will be over time. Our calculator also shows you what the land transfer tax will be, and approximately how much cash you’ll need for closing costs. You can change the size of your down payment and the payment frequency to see how your regular payment will be affected. It will automatically calculate the cost of mortgage default insurance. The calculator will now show you what your mortgage payments will be.īy default, the mortgage payment calculator will show four different monthly payments, depending on the size of your down payment. The calculator shows the best rates available in your province, but you can also add a different rate. Then, select an amortization period and mortgage rate. To use the calculator, start by entering the purchase price. This is why some are missing nationwide or in a particular location. This is why local network affiliates may only be available in some areas but not in others.Īdditionally, each streaming service must have a contract with the local channel. Networks that are known as “local channels” are affiliated with a local counterpart. What’s important to understand about local broadcast channels is that networks like Fox aren’t just single channels. And along with the local channels, you get a bunch of premium cable channels with these subscriptions. If you’d like access to your local TV stations, your best bet is to find a streaming service that will allow you to watch them online. And in this field, the biggest thing that separates services is their support of local channels. But Live TV streaming services are in a different category (Hulu has a live TV service too). People normally think of Netflix and Hulu when it comes to streaming services. Sign Up for a Free Fubo Trial How To Watch Local Channels Via Streaming Services
You now know the complete guide to install stb iptv app, setup with all options. Stb Emu comes in free version with an ad banner on top of the application that usually will not bother you or a Pro version without an advertisement. This is it for how to setup STB Emulator iptv app in android boxes or firestick. Stb Emu or Stb Emulator is an iptv app that works with all type of android boxes, Firestick, Nvidia shield box, Chromecast, Android Tablets and Android phones. STBEmu is an application that enables you to add and configure IPTV services to stream content from the internet. You can also change STB Emu Media player by holding the okay button on your Remote Control and Scroll down to Media Player, Select whichever player works good for you. xtream codes Stbemu portal mac m3u free daily update 2022. Pick1280 × 720 (You can pick advanced with web speed 16 Mbps). You can also Exit the app whenever you come across any errors. Enter your Doorway URL ( Check your establishment dispatch) and snap OK. If you followed the above steps correctly you should see STB Emu App running with a yellow bar to connect to the serverġ4, Rember to always Exit the STB emu IPTV app when you are done watching tv by hodling the okay button on your remote for few seconds until you get the pop down menu and scroll down to exit. Follow this step-by-step guide and enjoy endless entertainment with the EdgeTV app. Scroll down to EXIT and press OK on your Remote Control to Exitġ3. Discover how to set up IPTV on STB Emulator. HOLD the OK button on your Remote Until you get the pop down menuī. Now go out of settings completely by pressing the back key on your Remote few times until you see the blue screenĪ. Copy the MAC Address and send it to us via Email or LIVE CHATġ2. The next time it fails to load, try going to settings and scroll down to Portal, press ok and then press ok again on the green dot that shows up, the dot will. Go back once by pressing the back key on your Remote Control and Select STB Configurationġ1. Delete Stalker default Portal URL and Enter the Portal Url given to you by ĩ. Well STB emulator pro or sometimes known as smart STB, is an app that can mimic a mag device such as a mag 250 box, mag. Change Profile Name to ShipinCanada IPTVĨ. Scroll down and Select Profiles then click on New profile on the right side.ĥ. Hold OK button on your Remote Control for few seconds then click on settingsģ. If you are shipincanada iptv customer we will send you the pro version of stb emu for FREE without paying anything for the app. All you have to to is located Google Play Store login using your Gmail If you haven't already and search for Stb Emu in play store and install it. To Install Stb Emulator in your android box is very easy. Stb Emu or Stb Emulator is an iptv app that works with all type of android boxes, Firestick, Nvidia shield box, Chromecast, Android Tablets and Android phones. How to setup, configure and install the Stb Emu IPTV app in android boxes and amazon firestick. Prior to the pandemic, employers asked few questions around individuals' religious beliefs, if for instance an employee made a request to not work on a holy day. The EEOC's view of sincerely held religious belief is employers aren't supposed to challenge the sincerity of the belief," said Jason Reisman, co-chair of Blank Rome's labor and employment practice group. Most labor attorneys agree there is a lot of legal gray area when it comes to claiming and approving religious-based requests for vaccine exemptions. "But I cannot tell you that what you sincerely hold as a religious belief does not exist, so that's a potential challenge." No longer "few and far between" "Employers still need to engage in the interactive process to determine what the practice entails and someone else's belief is sincere or not," Banks said. What's clear is that when an employee submits a request for an exemption, the employer must engage in a two-sided dialogue to determine if the worker's request can be met. What is key is even the Equal Employment Opportunity Commission has not given the best guidance on how it is you determine what a sincerely held religious belief is," said Sadie Banks, assistant general counsel and human resources consultant for Engage PEO, a human resources and benefits provider. "It's not as clear as the medical exemption. But even with written documentation, the determination process for employers can be murky. There is a medical provider who explains the disability that prevents this employee from being vaccinated," Camacho Moran said.Įmployment lawyers encourage individuals making requests for religious exemptions to vaccine mandates to document their beliefs in writing. "With most disability accommodation issues, we automatically get a third party involved. Immunology professor calls Biden's new vaccine mandates "essential" 08:26 It is new territory for many employers navigating the issue, given how risky a proposition it is to allow unvaccinated employees to mingle with, and possibly infect, colleagues in the workplace. 18 or lose their job, unless they receive an accommodation. Jay Inslee's mandate that workers be fully vaccinated by Oct. And in Washington state, some 3,800 state workers are have requested religious exemptions to Gov. Roughly 2,600 Los Angeles Police Department employees are claiming religious objections to the department's COVID-19 vaccination requirement, according to the Associated Press. Sweeping new vaccine mandates could force millions of vaccine holdouts to become inoculated against COVID-19, although individuals of faith or people with disabilities may still be exempt from getting jabbed.Įmployers with vaccine mandates in place already report being inundated with worker requests for exemption from any requirement to get their shots. Religious exemptions from COVID-19 vaccine mandates grow 04:48 I have 4 sheets to get you started, each with 6 different questions/prompts. Once you’ve decided on the journal, gather a list of prompts or print out the sheets below. a hard-bound journal (let your kiddo pick it out).To make your own communication journal, here’s what I recommend starting with: Here’s an example entry (from his birthday): ASo, I’m sharing a few tips and free printable prompts to get you started! Make a Communication Journal Then, I can respond right there in the journal. That especially showed if there was a day I forgot to have the journal ready when he got home as he would bring the journal to me as a reminder! Basically the journal has a couple of questions each day for him to answer (and he can ask us questions too). And it was a success! He seemed to really enjoy doing it. So, I decided to start doing a journal with him in hopes of opening some different channels of communication. #PowerToThePen #MyGo2Pen #CollectiveBias Back-to-school time is almost upon us here! And one thing we’ll be continuing again is our parent-child communication journaling that we started last year! These boys of mine (11, 8, 6) aren’t very talkative about their day or what’s going on at school! Then last year, Big Brother had an issue at school that wasn’t shared with us (and it needed to be). I’m so excited to share with DIY communication journal idea (with free printable prompts) with you today as part of a shop that has been compensated by Collective Bias, Inc. I've been exactly where you are at the moment, constantly fiddling with my lymph nodes, threating that i had some kind of cancer but guess what, you can stop worrying! Sorry, this is a little more than I thought I would write I can't remember when that was first there, because I swear it's been a part of my neck for as long as I can remember, so this could just be me being scared and paranoid. I'm quite scared, so any insight into what could be wrong with me is very niceĪlso, I think theres another on the left side of my neck, a long thin rectangular one. I've gotten more worried too, because I don't have any other symptoms and they don't appear to have gotten bigger due to infections or viruses. I found out that they are swollen glands and lymph nodes, and are often a sign of nasty illnesses like Leukaemia and Lymphoma. I only recently did research into it, and what came up scared me. In total there are 6 of these small bumps, 4 of which appear to be in 2 separate pairs. Right now the largest is one of the two behind my right ear, and it's a little over 1.5cm, from what I can tell. A while after noticing them I felt 2 more, smaller ones on the back of my head that felt harder, but more movable. They were about half a centimetre when I first noticed them. A couple months after that, in February or March, I noticed a couple more smaller, harder bumps behind my ear. It has slowly gotten larger to just under 1cm or so now. It stopped hurting after a few days, but didn't disappear. I'm a 16 yr old male, and a few months ago, (I think December) I noticed a small bump on my jaw. The main pages of the Year option are months you may create new rows for day entries on the month.ĭownload Diary for OneNote 2. You may use the Yearly option to enter overviews or shorter entries. The daily option is perfect for more comprehensive entries and allows you to create a new page for a new day. The template gives you two entry options: Daily and Yearly. It allows you to write about anything, so it’s a perfect way of keeping tabs on school, fashion, friends, travel, aspirations, and more. You may start small and regularly build up your content or the frequency of entries according to your schedule. This diary template provides ample flexibility to write or record audio and video. This template is free for personal use and is available for the desktop and online versions of OneNote, just like all the other free OneNote templates. Step 3: Give the File a name and click Create. Step 2: Double-click the extracted folder, click the For OneNote Desktop folder (your PC may have a different folder name), then double-click on the OneNote templates file. Step 1: After downloading a template, extract it into the path below: C:\Users\afamo\Documents\OneNote Notebooks Step 5: Expand a template category on the rightmost pane, and click the template you need to use.Īlternatively, you may install downloaded third-party templates using the steps below: Step 4: Click the Insert menu and select the Page Template option. On the right, select a location where it will get saved, give it a name, and then click Create Notebook. Step 2: Click File at the top-left corner. Step 1: Click on the Windows Search icon on the Taskbar, type OneNote, and click on the OneNote application. The steps below will guide you through this process. To use the built-in templates on OneNote, you’ll need to create a page or Notebook and then apply the template to your page. On OneNote, you may use the built-in templates or download free or premium templates on the web. How to Install or Apply a OneNote Template to a Notebook These will include OneNote template options for work, task management, and more. We have checked several templates, and compiled some of our favorites in this post. Some of the best Free OneNote templates may be a nice way to get the best out of it. If you don’t want to start anything from scratch, you can use ready-made templates to kick off your joureny. Microsoft OneNote is a robust information-gathering and note-taking app available on Windows, Mac, Android, and iOS. On each map, there is a path, or paths, which Bloons will traverse. Players can only interact with the map on their side. Player 1 is assigned the left side and Player 2 is assigned the right side. The primary goal for each player is to outlast each other, and hence be the last player to lose all of their lives.Įach game, both players are presented with a symmetric map split vertically. In Bloons TD Battles 2, two players compete against each other to survive an onslaught of enemy balloons (known as "Bloons") using monkey and non-monkey towers while also trying to attack each other with their own Bloon rushes. Gameplay of Bloons TD Battles 2, during early rounds Completing all 4 lessons will unlock the Hero Gwendolin, as well as a few avatars and banners. Each of these lessons focuses on a core game mechanic, including: placing and upgrading towers, sending enemy bloon rushes, earning income, and exploiting enemy weaknesses. The Battle School consists of four lessons, the first two of which are required to access online play. Upon starting an account for the first time, Quincy will prompt the player to go to the Battle School tutorial. Gameplay Tutorial Main article: Battle School (BTDB2) 1.3.1 Notable Changes from Bloons TD Battles 1.Furthermore, Bloons TD Battles 2 debuts its own features, including reworked graphics, an overhauled Bloon send system and a trophy-based progression system, replacing Medallions from Bloons TD Battles 1. Bloons TD Battles 2 inherits a number of additions from Bloons TD 6, including Heroes, a third upgrade path, fifth tier upgrades, tower XP, and more. While doing this, the player must build income and purchase Bloons to attack the enemy player. The premise of Bloons TD Battles 2 remains unchanged from its predecessor: The player must prevent enemy balloons, known as "Bloons," from traversing their track and taking lives by utilizing a variety of towers. As a direct sequel to Bloons TD Battles 1 and spinoff game of Bloons TD 6, Bloons TD Battles 2 is the latest game in the Bloons Tower Defense series and second main title in the Bloons TD 6 Generation. Gather your Hero, choose your team of powerful Monkey Towers, and prepare to battle one on one against other players and relentless waves of Bloons.īloons TD Battles 2, also known as Battles 2 and often referred to by fans as BTDB2, is a competitive tower defense game developed and published by Ninja Kiwi on Novemfor Steam and mobile devices. Battle through a series of challenging Arenas and prove that you have what it takes to enter the fabled Hall of Masters and seize your glory!įrom the creators of Bloons TD 6 comes a brand new installment of the top-rated head-to-head tower defense game. Diagonal lines draw the eye out to the corners of the room, which will visually widen and enlarge the space. Install tile, laminate or hardwood flooring at a diagonal in all the narrow areas of the home.The warm color will contract visually, making the room appear more balanced. Paint an accent wall on one of the short ends of the room in a warm color while using cool colors on the other three.Help bring the rooms into balance with a few tricks that will visually widen the spaces. This is often combined with very narrow hallways, which can make the home appear cramped. Not every mobile home has the same dimensions, but many have rooms that are longer than they are wide. Lowering the chair rail and wainscot height slightly will make the walls appear taller above. Install a low chair rail or wainscoting panels around the perimeter of the room.Opt for longer, lower pieces of furniture, rather than taller pieces - this will draw the eye around the perimeter of the room, rather than drawing it up toward the ceiling.Using cool-tones on the walls and ceilings cool colors recede from the eye, which can make the rooms and ceiling look larger than they really are.Extending the color of your walls about one to two feet into the ceiling to create the optical illusion that the ceiling is longer than it is.To help overcome this challenge, there are several decorating tricks that can help make your walls seem taller and your ceilings higher, such as: While these heights adequate for standing, they can curtail your use of larger, taller pieces of furniture, and they can also make the rooms seem smaller. Furniture made of natural materials such as wood, bamboo, leather, stone, iron will best complement the log cabin environment.The height of a mobile home's ceiling varies from about 6-feet 6-inches in foyers and hallways to approximately 7-feet in the living areas and bathrooms. You can use natural material for lamps such as wood, leather, and so on, which would definitely contribute to creating a cozy atmosphere within your log cabin.įurniture is probably one of the most important parts of the cabin. If you select the shape and size of the stairs correctly – they will not only perform its main function, but will also add a decorative touch to the interior. It is important to imagine how the stairs will look within the context of a log cabin before you decide what materials you will use. Stairs are usually made from wood, while the handrail and banister can be made of other materials. The stairs are another important element in the log cabin. As there is a wide range of shapes and designs ‒ you have an extensive choice. The chimney is probably one of the most important and a lot of attention is usually paid to its design. The main log cabin interior elements are the chimney, stairs and furniture. To create a natural log home interior we recommended using natural materials such as wood, bricks, clay, etc. Modern finishing will add an urban touch to the interior, so it is more appropriate for certain parts of the cabin, such as the kitchen, bathroom or toilet, but not for the whole cabin. In order to achieve this, the application of any special finishing is not recommended for the inside of the log cabin. Probably one of the biggest advantages of a log cabin is its natural look, which makes it look more cozy and warmer. They all work fine but there is no doubt that the natural look of a log cabin will be lost, at least to a certain extent. No doubt a wide range of external finishing can be used, for example polyvinyl chloride, upholstery, wallpaper, paint, tiles, along with many more. As logs function perfectly for internal and external decoration, there is not much need for additional finishing. The internal decoration of a log cabin goes hand in hand with the actual building of the cabin. |
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